Personal Budgets and Direct Payments

Personal budgets allow people more choice, flexibility and control over their care and support

Personal budgets are amounts of funding allocated to you from your local council or health authority so you can purchase support to help you live independently.

Personal budgets give you choice and control over how your support needs are met and in turn promote independence, well-being and quality of life. You will be in control of how your support is delivered and who it is delivered by, so you can be involved in organising your care, in your way.

If you choose to receive the money from your personal budget yourself this will be paid to you (or someone holding the funding on your behalf) as a direct payment.

Previously if you required care you would be visited by a social worker, who would complete an assessment to evaluate your needs. The services and funding would then be based on the assessment and organised on your behalf.

If you choose a personal budget and direct payment the approach will be very different. A social worker will still do an initial assessment, however you or the person managing your money will be allocated the funding so you can choose how you wish to spend it.

How can I use my personal budget?

Once you have been allocated your funding, you will be asked to create a support plan which will describe how you want to live your life and how you can be supported to do this via your personal budget.  You can create the support plan yourself, or HomeCareDirect will help you create one as part of our service.

It will address a series of questions, such as:

  • What is important to you?
  • What do you want to change?
  • How will you arrange your support?
  • How will you spend your money?
  • How will you manage your support?
  • How will you stay in control?

Once you are happy with your support plan, your local authority has to agree it.

You can then use your personal budget to pay an agency or to pay your very own personal assistant team. You can also use it for items and services that can help you meet the outcomes that are outlined in your support plan.

How can HomeCareDirect help?

HomeCareDirect is one of the UK’s leading organisations that specialises in helping people manage their personal budget or direct payment.

Please read through the rest of our website to hear about all the services we have set up to help you get the most out of directing your own support via a personal budget.